Which online payment methods to accept in China? (2023)

E-commerce Market Profile

Find below the key stats for the Chinese ecommerce market.
Here you can find the most popular online payment methods in China.

Would you like to know which Payment Service Providers can help you to accept payments online?
Start with our short list of Payment Service Providers in China.


Renminbi (RMB)

(Video) How to receive online payments from China in 2022

Internet Country Code


B2C E-commerce Market Size

2.4 trillion USD (2020) (eMarketer)

(Video) U.S. Banks Are Terrified of Chinese Payment Apps

Population (+ Global Rank)

1.394 billion (2020) (#1)

Online Payment Methods

Alipay, WeChat Pay, Union Pay, Apple Pay, MasterCard, VISA

(Video) Best Online Payment Processors for Chinese Suppliers

Country GDP (+ Global Rank)

$25,360,000,000,000 (#1)

National E-commerce Association(s)


GDP per capita (+ Global rank)

$18,200 (#96)

(Video) Top 10 Online Stores in China that Accept Paypal Payment

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(Video) Accept China Payment Cards online



How do I accept online payments from China? ›

First things first, you need to register with either WeChat Pay or Alipay (or both) in order to receive payments from consumers in China. While the process of registering for either account is relatively similar, as is the way payments are settled, there are some differences for businesses using either system.

What is the best payment method in China? ›

Over 90% of Chinese people use it and over 80% pay using it! Alipay (known locally as Zhifubao: 支付宝),with 40% of the mobile payment market, comes with a bundle of other applications that use Alipay for payment: Didi for ride calling, Taobao — the No. 1 online retail platform, etc. Over 70% of China pays using it.

What payment methods does China use? ›

UnionPay is China's largest card company and national payment processor. It services all major Chinese banks. UnionPay has online payment capabilities but requires bank plugins. However, the most popular method of payment among Chinese customers is Alipay and WeChat Pay.

How do I receive payment from someone in China? ›

How do I receive money in China?
  1. Visit a Western Union partner bank location.
  2. Provide your sender's details. This includes your sender's name, the amount sent, and the Money Transfer Control Number (MTCN).
  3. Show your identity proof. Make sure to bring a valid government-issued photo ID.
  4. Receive the money.

Can Chinese use PayPal? ›

Is Paypal Available in China? Yes, in Jan 2021, PayPal finished its acquisition of a Chinese licensed payment company called GoPay. PayPal is the first foreign payment company with a domestic payment license and 100% ownership of China's payment platform.

Does PayPal accept Chinese? ›

This currency is supported as a payment currency and a currency balance for in-country PayPal accounts only.
Canadian dollarCAD
Chinese Renmenbi 3CNY
Czech korunaCZK
Danish kroneDKK
21 more rows
Nov 7, 2022

Which is better Alipay or WeChat Pay? ›

Alipay was originally created exclusively for use on the popular online retail site, Alibaba, but can now be used anywhere that accepts Alipay as a form of payment. While WeChat initially started as an instant messaging service, the incredibly popular app now includes other services like financial transactions.

What is the equivalent of PayPal in China? ›

Alipay (simplified Chinese: 支付宝; traditional Chinese: 支付寶; pinyin: zhīfùbǎo) is a third-party mobile and online payment platform, established in Hangzhou, China in February 2004 by Alibaba Group and its founder Jack Ma.

Is Google pay allowed in China? ›

Credit/Debit cards are not common in Mainland China, and most Western e-payment services – such as PayPal, Square, Google Pay, and Apple Pay – are either not available to Chinese consumers or not widely adopted.

What is China using instead of credit cards? ›

Alipay is a payment platform developed by Chinese tech conglomerate Alibaba with roots in digital commerce (think Amazon) and hence more likely to be used for business purposes. Internet commerce requires electronic payment systems, which were integrated with credit and debit cards.

Is AliPay and UnionPay the same? ›

AliPay and WeChat Pay together represent over 90% of payment systems market. Union Pay overlaps with the large part of that market by the virtue of being older, semi-official system that is linked to every bank account in China by default. In fact, Union Pay is closest equivalent to plastic in China.

What money transfer apps work in China? ›

5 Different Ways to Send Money to China in 2022
  • PayPal.
  • Bank or Wire Transfers (via SWIFT)
  • Statrys.
  • Wise.
  • WorldRemit.

Can I use WeChat to receive money from China? ›

You can only use WeChat Pay in the US if you have a bank account registered in China, Malaysia, South Africa or Hong Kong. This is because the WeChat wallet is linked to this bank account. This unfortunately rules it out as a payment option for most people except Chinese citizens and permanent residents.

Which app can I use to receive money from China? ›

The Alipay app allows its users to store money in their account and conduct transfers from their mobile phone. WorldRemit has teamed up with Alipay to offer Alipay as a receive method, so you can easily and safely send money to friends and family in China.

How do I accept international payments online? ›

You can accept online payments from international clients through a variety of online service providers, including PayPal, Stripe, Transferwise and Amazon Payments.

How do I accept a payment from another country? ›

PayPal is one of the most popular payment methods, and it can make accepting international payments easy. PayPal is a trusted payment method, and your customers can use bank accounts or make credit card payments through the portal.

What is the best way to receive international payments? ›

An international bank transfer is usually the best way to transfer money internationally because it is secure, fast and cheaper than other methods such as cash, money orders or credit cards. A bank or money transfer company can carry out an international bank transfer for you.

How do I accept international client payments? ›

Paytm All-In-One Payment Gateway is regarded as the best payment gateway in India that helps merchants accept payments from international clients. It supports transactions from more than 200 countries via all major international cards and does not require additional API integration.


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